About

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Dr. Lorie Nicholas grew up in New York City during an era when the word community meant that neighbors looked out for each other, and people took care of each other. With this foundation, Dr. Nicholas always believed in volunteering and giving back. When Dr. Nicholas fell victim to the subprime mortgage crisis, and almost lost her one-bedroom condo apartment, she was told by the banks that there was nothing they could do to help save her home.

Along with the amount of her mortgage having doubled, she had also accumulated a high level of debt with outrageous interest rates of 25% and 37.99%. At this point, Dr. Nicholas went on a mission to educate herself about money.

Through research and the application of what she had learned, Dr. Nicholas was able to financially recover from debt and save her home, avoiding both foreclosure and bankruptcy. This experience taught Dr. Nicholas the importance of money.

This led Dr. Nicholas to have an invested interest in giving back and providing financial education to families through counseling, coaching, and workshops on some of her signature courses- "Financial Freedom Empowerment: Financial Freedom Forecast" and "Dealing with Stress In Tough Financial Times."

Dr. Nicholas has an extensive background in counseling, teaching, and research. She has presented at many conferences and has conducted a variety of workshops and trainings. Dr. Nicholas has also had the opportunity to share the stage with many esteemed individuals including Dr. Teresa Martin, Dr. Tiana Von Johnson, Dr. Staci NC Grant, Dr. Randall Pinkett, Hip Hop MC Artist Pebbles "Pebblee Poo" Riley, and Jack Canfield, Co-Author of the Chicken Soup For the Soul book series. She holds a doctorate in Clinical-Community Psychology and is a Certified Financial Education Instructor.